Maybe. Standard homeowners and renters policies usually cover you if your dog injures someone or damages property. This includes bites, and other injuries that your dog may cause to someone. An example is if your dog jumped and knocked someone over, causing an injury. Most policies will provide coverage even if the incident happens off your property. So, if you are walking your dog and it causes damage, you may be covered. Most policies will also cover you if your dog injures another animal. Some insurance policies may restrict the type of dog it covers. Make sure you ask your agent questions about your coverage and carefully read your policy.
If your insurance application asks for information about your dog, TELL THE TRUTH! If you misrepresented facts about your dog, the insurance company may have grounds to cancel your policy and to deny payment of any claims. You will then be personally responsible to pay for any damages.
In Connecticut, by law, a dog’s owner or keeper is responsible for any damages caused to another person’s body or property. An exception is when the other person was trespassing, committing another tort, or the person was abusing or tormenting the dog.
If you have been injured by a dog, please contact us, Connecticut’s Dog Bite Attorney, so we can get you the compensation you need and deserve.